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	<title>Mouse On Home &#187; Mortgage</title>
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	<description>From Renting To Owning</description>
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		<title>Creative Financing</title>
		<link>http://mouseonhome.com/creative-financing</link>
		<comments>http://mouseonhome.com/creative-financing#comments</comments>
		<pubDate>Sun, 11 Jul 2010 21:30:35 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[1st time home buyer]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>

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		<description><![CDATA[We specialize in Creative Financing. Banks have tightened up their guidelines and buyers credit profiles have gone down. So whether you are Self employed and your w2&#8242;s don&#8217;t match what you can afford You have little or no down payment Have less than perfect credit We can help. We use little known government loan programs [...]]]></description>
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		<title>Loans</title>
		<link>http://mouseonhome.com/loans</link>
		<comments>http://mouseonhome.com/loans#comments</comments>
		<pubDate>Mon, 07 Jul 2008 03:00:00 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

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		<description><![CDATA[There are many different types of loans but they can be grouped together in two main categories: conforming and nonconforming. The conforming category can be subdivided into what are called conventional and government loans. Conforming means that a preset criteria has been established and if you conform to the guidelines then you can get a conforming or [...]]]></description>
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		<title>Loan Process</title>
		<link>http://mouseonhome.com/loan-process</link>
		<comments>http://mouseonhome.com/loan-process#comments</comments>
		<pubDate>Mon, 07 Jul 2008 02:00:33 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

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		<description><![CDATA[Pre-Qualification The process of getting a loan begins with pre-qualification. Once a lender has gathered information about a borrower&#8217;s income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can yield different valuations, a borrower should get pre-qualified for each type of loan [...]]]></description>
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		<title>Required Documents For A Loan</title>
		<link>http://mouseonhome.com/required-documents-for-a-loan</link>
		<comments>http://mouseonhome.com/required-documents-for-a-loan#comments</comments>
		<pubDate>Mon, 07 Jul 2008 01:00:27 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

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		<description><![CDATA[Required Documents Past two (2) years W-2 statements Pay Stubs covering the last (30) thirty days Three most recent monthly bank statements Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts Photocopies of any stocks or certificates of deposits Copy of the purchase and sale agreement If you are currently renting&#8230;.either 12 months [...]]]></description>
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		<title>Pre-qualified vs. Pre-approved</title>
		<link>http://mouseonhome.com/prequalified-vs-preapproved</link>
		<comments>http://mouseonhome.com/prequalified-vs-preapproved#comments</comments>
		<pubDate>Sun, 06 Jul 2008 23:00:55 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

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		<description><![CDATA[You will here things like pre-qualified and pre-approved and wonder what is the difference? Pre-qualified simply states that based on a certain amount of information given you can qualify for a certain amount of money. This is subject to the verification of the information, of course. To be pre-approved means that your credit has been [...]]]></description>
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		<title>Loan Application</title>
		<link>http://mouseonhome.com/loan-application</link>
		<comments>http://mouseonhome.com/loan-application#comments</comments>
		<pubDate>Sun, 06 Jul 2008 22:00:50 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Documents]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

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		<description><![CDATA[Here is a pdf of the Uniform Residential Loan Application, a.k.a. the 1003 (the ten O three). Below are instructions from eFannieMae. The basic idea of a 1003 is to determine how much money you can pay back. You will list all your income, all your debts, etc. We all know that the loan process is [...]]]></description>
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