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	<title>Mouse On Home</title>
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	<link>http://mouseonhome.com</link>
	<description>From Renting To Owning</description>
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		<title>FREE Buyer&#8217;s Secrets Book</title>
		<link>http://mouseonhome.com/free-buyers-secrets-book</link>
		<comments>http://mouseonhome.com/free-buyers-secrets-book#comments</comments>
		<pubDate>Mon, 12 Jul 2010 23:42:23 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Buying]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=166</guid>
		<description><![CDATA[To receive your FREE Copy of the Buyer&#8217;s Secrets Book Send an email to buyerEbook@aubrey.net and put the word   eBook    in the subject line. That&#8217;s it! In the mean time if you have any questions feel free to contact me. Rob Aubrey 801-999-8209]]></description>
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		<title>The Home Buying Process</title>
		<link>http://mouseonhome.com/home-buying-process</link>
		<comments>http://mouseonhome.com/home-buying-process#comments</comments>
		<pubDate>Sun, 11 Jul 2010 21:36:48 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Buying]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=157</guid>
		<description><![CDATA[Eight steps to buying your home 1. Decide to buy. Although there are many good reasons for you to buy a home, wealth-building ranks among the top of the list. We call home ownership the best &#8220;accidental investment&#8221; most people ever make. But we believe when it is done right, home ownership becomes an &#8220;intentional [...]]]></description>
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		<title>Creative Financing</title>
		<link>http://mouseonhome.com/creative-financing</link>
		<comments>http://mouseonhome.com/creative-financing#comments</comments>
		<pubDate>Sun, 11 Jul 2010 21:30:35 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=145</guid>
		<description><![CDATA[We specialize in Creative Financing. Banks have tightened up their guidelines and buyers credit profiles have gone down. So whether you are Self employed and your w2&#8242;s don&#8217;t match what you can afford You have little or no down payment Have less than perfect credit We can help. We use little known government loan programs [...]]]></description>
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		<title>Another Down Payment Option for FHA</title>
		<link>http://mouseonhome.com/another-down-payment-option-for-fha</link>
		<comments>http://mouseonhome.com/another-down-payment-option-for-fha#comments</comments>
		<pubDate>Sun, 28 Sep 2008 19:35:09 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[FHA Down Payment]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=52</guid>
		<description><![CDATA[All the hoopla about the Down Payment Assistance going away is causing some us to become better students of FHA guidelines. I was talking a mortgage buddy  of mine We have helped a lot of Salt Lake 1st time home buyers over the years. He sent me a regulation from the FHA Manual 4155.1 REV [...]]]></description>
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		<title>Agency</title>
		<link>http://mouseonhome.com/agency</link>
		<comments>http://mouseonhome.com/agency#comments</comments>
		<pubDate>Mon, 07 Jul 2008 03:00:24 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Agency]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=35</guid>
		<description><![CDATA[What is agency? Representation: the state of serving as an official and authorized delegate or agent That is a dictionary definition. When you hire me as your exclusive buyer&#8217;s agent I then represent you and your best interest. I am bound by law and have a fiduciary duty to you that include loyalty, full disclosure, [...]]]></description>
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		<title>Real Estate Purchase Contract aka REPC</title>
		<link>http://mouseonhome.com/real-estate-purchase-contract-aka-repc</link>
		<comments>http://mouseonhome.com/real-estate-purchase-contract-aka-repc#comments</comments>
		<pubDate>Mon, 07 Jul 2008 03:00:02 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Documents]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=22</guid>
		<description><![CDATA[When buying and selling real property in Utah, the standard form to use is called Real Estate Purchase Contract,  a.k.a.  the REPC (pronounced rep-see). This is the form that licensed real estate agents must use. Buyers and sellers may use any form they choose, however if there is a real estate agent involved, then this [...]]]></description>
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		<title>Loans</title>
		<link>http://mouseonhome.com/loans</link>
		<comments>http://mouseonhome.com/loans#comments</comments>
		<pubDate>Mon, 07 Jul 2008 03:00:00 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=3</guid>
		<description><![CDATA[There are many different types of loans but they can be grouped together in two main categories: conforming and nonconforming. The conforming category can be subdivided into what are called conventional and government loans. Conforming means that a preset criteria has been established and if you conform to the guidelines then you can get a conforming or [...]]]></description>
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		<title>Deadlines</title>
		<link>http://mouseonhome.com/deadlines</link>
		<comments>http://mouseonhome.com/deadlines#comments</comments>
		<pubDate>Mon, 07 Jul 2008 02:55:01 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=34</guid>
		<description><![CDATA[Typically you will have contingencies for an inspection, an appraisal and the completion of the loan. Each of these come with deadlines that are set when you make an offer to purchase the property. The offer is then accepted, countered or rejected by the seller. It has been argued that a buyer&#8217;s agent should try [...]]]></description>
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		<title>Loan Process</title>
		<link>http://mouseonhome.com/loan-process</link>
		<comments>http://mouseonhome.com/loan-process#comments</comments>
		<pubDate>Mon, 07 Jul 2008 02:00:33 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=32</guid>
		<description><![CDATA[Pre-Qualification The process of getting a loan begins with pre-qualification. Once a lender has gathered information about a borrower&#8217;s income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can yield different valuations, a borrower should get pre-qualified for each type of loan [...]]]></description>
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		<title>I Have a Friend Who is an Agent</title>
		<link>http://mouseonhome.com/i-have-a-friend-that-is-an-agent</link>
		<comments>http://mouseonhome.com/i-have-a-friend-that-is-an-agent#comments</comments>
		<pubDate>Mon, 07 Jul 2008 02:00:02 +0000</pubDate>
		<dc:creator>Rob</dc:creator>
				<category><![CDATA[Agency]]></category>
		<category><![CDATA[Buying Salt Lake City Real Estate]]></category>

		<guid isPermaLink="false">http://mouseonhome.com/?p=36</guid>
		<description><![CDATA[I can appreciate that, since almost everyone has a friend who has a real estate license. So then you have to ask yourself, &#8220;Do I want the best representation or do I want to do my friend a favor?&#8221; Unless you friend is a full time, seasoned veteran I will caution you. Your are spending [...]]]></description>
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